Xtroverso Knowledge: Dutch Tax & Compliance Insights

Failing to Prevent Fraud: What Dutch SMEs Must Know Before September 2025

by Paolo Maria Pavan

Jul 16, 2025 RISK INTELLIGENCE

What Is the “Failure to Prevent Fraud” Offence? The UK has introduced a new criminal offence coming into effect on 1 September 2025 : If someone connected to your organisation commits fraud that bene...

AUDIO ES IT NL Paolo Maria Pavan THIRD PARTY RISK

by Paolo Maria Pavan

Jul 16, 2025 PAOLO MARIA PAVAN

Introduction: Trade Anxiety Is Now the Default Setting for Exporters If you're running a business that exports goods, machinery, chemicals, wood, or even paper—you're likely feeling something heavy in...

AUDIO DUTCH ECONOMY ES IT NL Paolo Maria Pavan

Documentation Is a Form of Dignity

by Paolo Maria Pavan

Jul 15, 2025 WISE

The Dignity of the Written Word When I was a child, my grandfather, an old Engineer with ink-stained fingers, once told me: “What is not written is not real.” At the time, it felt too severe. Why shou...

ES ESG IT NL Paolo Maria Pavan WISE

by Paolo Maria Pavan

Jul 15, 2025 PAOLO MARIA PAVAN

The Surface Story: Numbers that Reassure June 2025: 313 companies were declared bankrupt in the Netherlands. That’s an 18% drop compared to the same month a year earlier. The bankruptcy rate sits at 8...

AUDIO DUTCH ECONOMY ES IT NL Paolo Maria Pavan

by Paolo Maria Pavan

Jul 15, 2025 RISK INTELLIGENCE

XTROVERSO RISK INTELLIGENCE UNIT – REPORTING COMMENTARY Topic: EU Terrorism Trends 2024 (Source: Europol TE-SAT 2025 ) Audience: CEOs, Directors, Risk & Compliance Leads of Dutch Micro and Small Enter...

ES IT NL Paolo Maria Pavan THIRD PARTY RISK

by Paolo Maria Pavan

Jul 14, 2025 WISE

The Lesson Beneath the Silence When Noostech came to an end in the aftermath of COVID, it wasn’t just a company that closed. It was a moment suspended in time, complex, painful, and intimate. A chapte...

ES ESG IT NL Paolo Maria Pavan WISE

by Paolo Maria Pavan

Jul 14, 2025 PAOLO MARIA PAVAN

Exports Up 0.5%. Should We Celebrate? May 2025. The Dutch export machine, once an iron heartbeat of Europe, managed a whisper of growth: just +0.5% in volume (corrected for working days) compared to M...

AUDIO DUTCH ECONOMY ES IT NL Paolo Maria Pavan

by Paolo Maria Pavan

Jul 14, 2025 ASK PAOLO

Welcome to the Court of “But We Agreed…” In business, a signature is not always needed to get you into trouble. Sometimes all it takes is a phone call, a nod on Zoom, or a “sure, let’s go” on WhatsApp...

ES IT LEGAL NL

The Ethics of Letting Someone Go

by Paolo Maria Pavan

Jul 11, 2025 WISE

I. The Uncomfortable Question We All Avoid Let me begin not with numbers, but with a memory. It was early spring, Amsterdam still grey. I had just signed off on a termination notice, an act I had post...

ES ESG IT NL Paolo Maria Pavan WISE

by Paolo Maria Pavan

Jul 11, 2025 RISK INTELLIGENCE

What Strasbourg Tells Us About the Future of Compliance for Small Enterprises in NL Welcome to the shadowlands of finance, where code is law and your accountant might need a hacker as a sidekick. Whil...

ES IT NL Paolo Maria Pavan THIRD PARTY RISK

by Paolo Maria Pavan

Jul 11, 2025 PAOLO MARIA PAVAN

A Modest Number with a Loud Signal When CBS tells us that Dutch households spent 1.1% more in May 2025 than in May 2024, most executives raise an eyebrow, then move on. Too small to celebrate, too gre...

DUTCH ECONOMY ES IT NL Paolo Maria Pavan

Eco-Friendly Doesn’t Mean Large Budget

by Paolo Maria Pavan

Jul 10, 2025 WISE

The Green Illusion: When Ethics Meets Economics Let me begin with a confession. Years ago, when I first decided to “go green” with one of my companies, I did what many CEOs do: I called a sustainabili...

ES ESG IT NL Paolo Maria Pavan WISE