Xtroverso Knowledge: Dutch Tax & Compliance Insights

Cyber Resilience: The Silent Test Every Dutch Company is Already Taking

by Paolo Maria Pavan

Aug 13, 2025 RISK INTELLIGENCE

In 2024, one in five Dutch companies learned the hard way what “cyber incident” really means. For large corporations, it was three in ten. The first blow? Financial loss. Then came the data breaches. ...

AUDIO ES IT NL Paolo Maria Pavan THIRD PARTY RISK

by Paolo Maria Pavan

Aug 13, 2025 PAOLO MARIA PAVAN

In July 2025, 299 companies were declared bankrupt in the Netherlands. That’s 109 fewer than the same month in 2024 , a 27% drop, and 4% fewer than in June. At first glance, this is the kind of number...

AUDIO DUTCH ECONOMY ES IT NL Paolo Maria Pavan

by Paolo Maria Pavan

Aug 12, 2025 WISE

The Parachute That Never Opens Years ago, I met a small business owner who proudly told me, “Nothing moves without me.” He meant it as proof of his dedication. Two months later, he was hospitalised af...

ES ESG IT NL Paolo Maria Pavan WISE

by Paolo Maria Pavan

Aug 12, 2025 PAOLO MARIA PAVAN

When I look at the July 2025 inflation figure, 2.9% year-on-year, down from 3.1% in June, I don’t just see a number. I see a pulse. A soft beat in the economic bloodstream telling us the patient, our ...

AUDIO DUTCH ECONOMY ES IT NL Paolo Maria Pavan

Inclusion Is More Than a Buzzword

by Paolo Maria Pavan

Aug 11, 2025 WISE

The Teacup in the Corner In the corner of my office sits a chipped porcelain teacup. It belonged to my mother. No one drinks from it. It’s just there, visible, silent, and part of the room. Years ago,...

ES ESG IT NL Paolo Maria Pavan WISE

by Paolo Maria Pavan

Aug 11, 2025 RISK INTELLIGENCE

Once upon a time, fraud wore a fake moustache and asked for your bank details by post. Now it wears an AI-trained voice that sounds exactly like your accountant. It writes emails better than your mark...

AUDIO ES IT NL Paolo Maria Pavan THIRD PARTY RISK

The 0.7% That Speaks Volumes

by Paolo Maria Pavan

Aug 11, 2025 PAOLO MARIA PAVAN

Numbers are often treated like weather forecasts, glanced at, maybe discussed, then forgotten. But behind each percentage point, there is a story about how we live, choose, adapt, and sometimes contra...

AUDIO DUTCH ECONOMY ES IT NL Paolo Maria Pavan

Lean Infrastructure as ESG Logic

by Paolo Maria Pavan

Aug 8, 2025 WISE

The Shelves in My Grandfather’s Workshop When I was a child, my grandfather’s workshop had only three shelves. Not four, not five. Three. One for tools, one for materials, one for the work in progress...

ES ESG IT NL Paolo Maria Pavan WISE

by Paolo Maria Pavan

Aug 8, 2025 RISK INTELLIGENCE

FUNDING FREEFALL & THE SILENT KILLERS OF SCALE Let’s get one thing clear: raising money is no longer the biggest mountain to climb. It's proving that your startup deserves the money at all. According ...

AUDIO ES IT NL Paolo Maria Pavan THIRD PARTY RISK

by Paolo Maria Pavan

Aug 8, 2025 PAOLO MARIA PAVAN

We live in an age obsessed with percentages. The Dutch industry in June produced 0.2 percent less than the same month last year, says CBS. A fraction of a percentage, easy to ignore. But every fractio...

AUDIO DUTCH ECONOMY ES IT NL Paolo Maria Pavan

Policies: Not Optional, Just Overdue

by Paolo Maria Pavan

Aug 7, 2025 WISE

One rainy Thursday in Amersfoort, I walked into a café run by a brilliant Ethiopian woman named Hana. Her espresso was perfect. Her books, chaotic. When I asked how she handled staff absences, she sai...

ES ESG IT NL Paolo Maria Pavan WISE

by Paolo Maria Pavan

Aug 7, 2025 RISK INTELLIGENCE

Let’s not sugarcoat it: the Dutch payments landscape is evolving faster than most entrepreneurs can keep up with. Between shiny mobile wallets, digital euros on the horizon, and every train tapping yo...

ES IT NL Paolo Maria Pavan THIRD PARTY RISK