Xtroverso Knowledge: Dutch Tax & Compliance Insights

by Paolo Maria Pavan

Jul 29, 2025 WISE

In 2018, I met a woman in Utrecht who ran a two-person catering business. She told me, “We’re just small, so we don’t need all that structure.” Two months later, her business shut down after a client ...

ES IT NL Paolo Maria Pavan WISE

by Paolo Maria Pavan

Jul 29, 2025 RISK INTELLIGENCE

Customs fraud is no longer a faraway crime reserved for shady offshore importers. It could be riding right into your warehouse, on two wheels, from China, disguised as “metal parts.” This week, the Eu...

AUDIO ES IT NL Paolo Maria Pavan THIRD PARTY RISK

by Paolo Maria Pavan

Jul 29, 2025 PAOLO MARIA PAVAN

The Number is Not the Message You’ve seen the headline: “Dutch public debt at 43.2% of GDP in Q1 2025, well below the EU limit of 60%.” So the system is healthy? Let’s slow down. In governance, as in ...

AUDIO DUTCH ECONOMY ES IT NL Paolo Maria Pavan

by Paolo Maria Pavan

Jul 28, 2025 WISE

When I was 18, I watched a baker scream at a boy for stealing bread. The boy didn’t cry. He just looked at the man and said, “You have shelves. I have hunger.” The baker replied, “And I have rules.” I...

ES ESG IT NL Paolo Maria Pavan WISE

by Paolo Maria Pavan

Jul 28, 2025 PAOLO MARIA PAVAN

There are numbers you watch. Then there are numbers that watch you back. The Aiq , or Arbeidsinkomensquote , falls into the second category. This unassuming indicator tracks the share of income that f...

AUDIO DUTCH ECONOMY ES IT NL Paolo Maria Pavan

Stop Babysitting Your Team

by Paolo Maria Pavan

Jul 25, 2025 WISE

The Coat That Was Never Returned When I was 24, I lent my best wool coat to a team member before his pitch. He forgot it on a train. He apologized, and I told him, “It’s not the coat. It’s what it mea...

ES ESG IT NL Paolo Maria Pavan WISE

by Paolo Maria Pavan

Jul 25, 2025 RISK INTELLIGENCE

Let’s get real. When you walk into a Louis Vuitton boutique in Amsterdam, you’re not just surrounded by soft leather and velvet ropes. You’re also stepping into one of the most tempting playgrounds fo...

AUDIO ES IT MONEY LAUNDERING NL Paolo Maria Pavan THIRD PARTY RISK

by Paolo Maria Pavan

Jul 25, 2025 PAOLO MARIA PAVAN

There’s a silent ledger that no accountant keeps, yet it tallies our days with relentless accuracy. On one side: hours worked, invoices issued, deadlines met. On the other: dinners missed, books unope...

AUDIO DUTCH ECONOMY ES IT NL Paolo Maria Pavan WISE

Role Separation in Micro-Companies

by Paolo Maria Pavan

Jul 24, 2025 WISE

In 2022, I watched a bakery in Utrecht lose its soul. Not its recipe. Not its clients. Its soul. The founder, warm, tireless, beloved, was the baker, the bookkeeper, the HR manager, the delivery drive...

ES ESG IT NL Paolo Maria Pavan WISE

by Paolo Maria Pavan

Jul 24, 2025 RISK INTELLIGENCE

You’re running a boutique agency. A growing e-commerce label. A family-owned import company. Your accountant drops by once a quarter, and the closest you’ve come to money laundering is binge-watching ...

AUDIO ES IT NL Paolo Maria Pavan THIRD PARTY RISK

by Paolo Maria Pavan

Jul 24, 2025 PAOLO MARIA PAVAN

Welcome to the Netherlands, land of gezelligheid, bikes, and... silent detours. You might think safety in your own neighborhood is a given, but for nearly half of the women aged 15 to 25 , that assump...

AUDIO DUTCH ECONOMY ES IT NL Paolo Maria Pavan

Sustainable Starts with Restraint

by Paolo Maria Pavan

Jul 23, 2025 WISE

My grandfather never threw away string. Every time he opened a package, he’d untie the knots carefully, roll the twine around two fingers, and hang it on a nail in the shed. “Because one day,” he’d sa...

ES ESG IT NL Paolo Maria Pavan WISE