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114 Articles

I Was Still Working. I Had Already Lost Myself
Paolo Maria Pavan
That is one of the hardest truths I know. People imagine collapse as an obvious scene. A person in bed. A company in flames. A public scandal. A missing invoice. A locked office. But sometimes the mor...
Founder Journal Paolo Maria Pavan
Apr 27, 2026 FOUNDER JOURNAL

Consumer Confidence Shock
Paolo Maria Pavan
What is the situation ? Dutch consumer confidence dropped from -30 to -44 in April 2026, a 14-point decline in one month, one of the sharpest since 1986. The economic climate indicator fell from -54 t...
Paolo Maria Pavan TODAY'S MARKET PULSE
Apr 24, 2026 MARKET

Shared practice, shared risk after breakup
Paolo Maria Pavan
What happened ? On 6 February 2026, the North Holland District Court in Haarlem gave a summary ruling in a dispute between two former spouses who ran a dental practice together through a Dutch partner...
COURT CASE COURT RULING Paolo Maria Pavan
Apr 24, 2026 RULINGS

Why Collapse Rarely Arrives All at Once
Paolo Maria Pavan
That is one of the lies entrepreneurs tell themselves because the truth is harder to live with. We like the idea of one bad event, one terrible surprise, one brutal phone call that explains everything...
Founder Journal Paolo Maria Pavan
Apr 24, 2026 FOUNDER JOURNAL

Housing costs keep lifting labour costs
Paolo Maria Pavan
What is the situation? Dutch house prices rose 5% year on year in Q1 2026, with the average transaction price reaching €485,000. Sales volumes also rose 8.7%, which shows the market is still moving, n...
Paolo Maria Pavan TODAY'S MARKET PULSE
Apr 23, 2026 MARKET

Brand risk ignored, seller liability lost
Paolo Maria Pavan
What happened ? On 21 January 2026, the Amsterdam District Court rejected Babilou Family Netherlands’ claim against the sellers of MC Child Holding. After acquiring MC Child Holding in 2021, a third p...
COURT CASE COURT RULING Paolo Maria Pavan
Apr 23, 2026 RULINGS

Housing Pressure Is Becoming Payroll Pressure
Paolo Maria Pavan
What is the situation ? Between 2019 and 2024, 58% to 66% of new owner-occupied homes in the Netherlands went to households earning above €68,000 a year. Only 21% to 32% of new purchase housing is cou...
Paolo Maria Pavan TODAY'S MARKET PULSE
Apr 22, 2026 MARKET

Claim Fails on Limitation and Director Liability
Paolo Maria Pavan
What is the situation? The District Court of The Hague rejected Dynatools’ claim against Oranjewoud on 21 January 2026. Dynatools tried to hold Oranjewoud, the former director of Delphi Data, personal...
COURT CASE COURT RULING Paolo Maria Pavan
Apr 22, 2026 RULINGS

What I Ignored Before Everything Broke
Paolo Maria Pavan
No door was slammed. No banker called with a final warning. No single email arrived that morning and changed my life. What happened was quieter than that. I kept ignoring small things because they did...
Founder Journal Paolo Maria Pavan
Apr 22, 2026 FOUNDER JOURNAL

Dutch productivity rebound resets 2026 planning
Paolo Maria Pavan
What is the situation ? In 2025, Dutch GDP rose by 1.8%, while total hours worked fell by 0.6%. That implies roughly a 2.4% increase in output per hour. Household consumption grew 1.5%, exports 2.4%, ...
Paolo Maria Pavan TODAY'S MARKET PULSE
Apr 21, 2026 MARKET

Supreme Court narrows supervisory director liability
Paolo Maria Pavan
What is the situation? On 30 January 2026, the Dutch Supreme Court partly overturned a ruling on supervisory director liability. The core issue was not whether the supervisory directors failed in supe...
COURT CASE COURT RULING Paolo Maria Pavan
Apr 21, 2026 RULINGS

Dutch tourism grew, but Dutch demand weakened
Paolo Maria Pavan
What is the situation? CBS provisional data for 2025 shows 52.2 million guests in Dutch accommodation, up 1.8%. But the real shift is in composition: foreign guests rose 4.8% to 22.3 million, while do...
Paolo Maria Pavan TODAY'S MARKET PULSE
Apr 20, 2026 MARKET
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2012-2026  © Altroverso™ 

Business & Fiscal Clinic for entrepreneurs and owner-led companies in the Netherlands.

We help make companies readable before, during, and after difficulty,  through fiscal clarity, financial order, governance discipline, restructuring, recovery, and responsible closure.

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