Why “Only 352 Bankruptcies” Should Worry Every Serious CEO by Paolo Maria Pavan Jun 16, 2025 PAOLO MARIA PAVAN When the Ice Is Thin, Stability Is a Trap May 2025. The headline is quiet, almost polite: “Only 352 companies went bankrupt. That’s just a 2% rise.” Ah, the soothing music of modest percentages. But y... DUTCH ECONOMY Paolo Maria Pavan Read more
Why a 0.5% Export “Growth” Is Actually a Symptom of Economic Flatline by Paolo Maria Pavan Jun 13, 2025 PAOLO MARIA PAVAN 0.5% More… of What, Exactly? There it is. A modest +0.5% increase in goods exports, year-over-year, corrected for working days. Neatly delivered by CBS. Machinery, food, and luxury goods , they say. A... DUTCH ECONOMY Paolo Maria Pavan Read more
Why Your Groceries Still Cost More, Even as Inflation Drops: The Hidden Game Behind May’s “Good News” by Paolo Maria Pavan Jun 12, 2025 PAOLO MARIA PAVAN Inflation Eased, But So Did Vigilance Consumer prices in the Netherlands rose 3.3% in May 2025 compared to May 2024, down from 4.1% in April. At first glance, this seems like a relief. But in the worl... DUTCH ECONOMY Paolo Maria Pavan Read more
Why Business Services Growth in the Netherlands Might Be Fool’s Gold by Paolo Maria Pavan Jun 12, 2025 PAOLO MARIA PAVAN ❝ Growth Without Confidence Is a Castle Built on Fog ❞ Business services in the Netherlands posted a modest +3% turnover increase in Q1 2025 compared to the same quarter last year. That’s the headline... DUTCH ECONOMY Paolo Maria Pavan Read more
Why a -0.5% Dip in Dutch Industry Signals More Than a Slowdown by Paolo Maria Pavan Jun 11, 2025 PAOLO MARIA PAVAN ❝ -0.5% Isn’t Just a Number. It’s a Signal. ❞ In April 2025, the calendar-adjusted production of Dutch industry slipped by 0.5% compared to April 2024, according to CBS. A minor figure at first glance... DUTCH ECONOMY Paolo Maria Pavan Read more
Why the Decline in Spousal Support in the Netherlands Isn’t Progress, It’s Systemic Amnesia by Paolo Maria Pavan Jun 10, 2025 WISE Once Upon a Divorce... In 2011, a recently divorced woman stood at a threshold vulnerable, disoriented, yet cautiously hopeful. Statistically, she had an 18% chance of receiving spousal support. If sh... DUTCH ECONOMY Paolo Maria Pavan WISE Read more
Why a 0.2% Rise in Consumption Reveals More About Trust Than Growth by Paolo Maria Pavan Jun 10, 2025 PAOLO MARIA PAVAN The Whisper Beneath the Numbers Some truths do not arrive with fanfare. They slip in quietly, decimal by decimal, like the whisper of April’s household consumption: +0.2% . A minor increase, you’d thi... DUTCH ECONOMY Paolo Maria Pavan Read more
House Prices Up, Citizens Down: How Dutch Municipalities Got Addicted to Your WOZ Pain by Paolo Maria Pavan Jun 9, 2025 PAOLO MARIA PAVAN The Trend Behind the Numbers The latest data from CBS and the Dutch Land Registry leaves no room for ambiguity: the transaction prices of existing owner-occupied homes in nearly all Dutch municipaliti... DUTCH ECONOMY Paolo Maria Pavan REAL ESTATE Read more
Why Businesses in the Netherlands Are About to Feel a Pain No One’s Warning Them About by Paolo Maria Pavan Jun 6, 2025 PAOLO MARIA PAVAN Let me tell you a story. It’s about a man who hears the same alarm clock go off every morning, but tells himself, “It’s probably just a one-time thing.” Until the eighth morning comes… and the house i... DUTCH ECONOMY Paolo Maria Pavan Read more
When the Ratio Lies: The Hidden Crisis Behind the Numbers by Paolo Maria Pavan Jun 6, 2025 PAOLO MARIA PAVAN Once Upon a Time, 3 Was Enough Not long ago, if you earned €3,000 gross per month, you could rent a decent home for €1,000. That was the rule of thumb: your rent shouldn’t exceed a third of your salar... DUTCH ECONOMY Paolo Maria Pavan REAL ESTATE Read more
Why the Dutch Automotive Sector Didn't Stall, It Lost Its Structure by Paolo Maria Pavan Jun 5, 2025 PAOLO MARIA PAVAN We often think markets move like vehicles. Forward when the engine works. Backward when something breaks. We forget that underneath the engine there is a frame. If the frame bends, no wheel alignment ... DUTCH ECONOMY Paolo Maria Pavan Read more
Why Strategy Isn’t Just About Changing Suppliers (and What to Do Instead) by Paolo Maria Pavan Jun 4, 2025 PAOLO MARIA PAVAN It starts with a graph. One of those neat, segmented bars, color coded and percentage labeled. A visual summary of the March 2025 CBS survey: 13% of Dutch companies have already adjusted their busines... DUTCH ECONOMY Paolo Maria Pavan Read more