Dutch Market Moves? Paolo Maria Pavan Explains Why

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Inflation Stayed at 3.3% in 2025. Your Business Still Feels It Differently.

by Paolo Maria Pavan

Jan 16, 2026

When Statistics Netherlands reports that inflation was 3.3 percent in 2025, the first reaction is often a tired shrug. It was 3.3 percent in 2024 too, so the story sounds like repetition. But if you r...

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When Inflation Slows, Your Costs Still Talk Back

by Paolo Maria Pavan

Jan 15, 2026

In December 2025, prices in the Netherlands were 2.8 percent higher than a year earlier. That is slightly lower than November’s 2.9 percent, and on paper it looks like a small easing of pressure. But ...

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Fewer Bankruptcies, Clearer Signals

by Paolo Maria Pavan

Jan 14, 2026

In December, adjusted for court hearing days, 265 companies in the Netherlands were declared bankrupt. That number is not only lower than a year earlier, it also closes the year with a calmer tone tha...

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The House Market Is Moving Again. Quietly, But Clearly.

by Paolo Maria Pavan

Jan 13, 2026

In the third quarter of 2025, nearly 68,000 homes changed hands in the Netherlands. That is more than twelve percent higher than a year earlier. At first glance, it sounds like just another housing st...

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A Small Uptick in Dutch Industry, and What It Really Means for the Small Business Owner

by Paolo Maria Pavan

Jan 12, 2026

When you run a micro or small business, you learn quickly that the economy does not arrive as a headline. It arrives as a phone that rings less often, a supplier who quietly raises prices, a customer ...

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The Quiet Retreat of the Weekend Shift

by Paolo Maria Pavan

Jan 11, 2026

In the Netherlands, there are certain numbers that do not scream, but they do speak. Statistics Netherlands (CBS) recently published a simple one: in 2024, about 2.3 million people usually or always w...

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Inflation Ends 2025 at 2.8%

by Paolo Maria Pavan

Jan 10, 2026

If you run a micro or small business in the Netherlands, you do not experience inflation as a statistic. You experience it as a hesitation. A customer who asks one more question before buying. A suppl...

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A Half Percent That Matters

by Paolo Maria Pavan

Jan 9, 2026

In November 2025, Dutch households bought 0.5 percent more goods and services than they did in November 2024. That number comes from Statistics Netherlands (CBS), and at first glance it looks like a c...

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When Confidence Stalls but Spending Hesitates

by Paolo Maria Pavan

Jan 8, 2026

December closed with a familiar signal from Statistics Netherlands. Consumer confidence remains stuck at minus twenty-one, unchanged from November. For many readers, that number feels abstract, someth...

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The Internship Silence We Rarely Notice

by Paolo Maria Pavan

Jan 7, 2026

Last week, new figures from Statistics Netherlands passed quietly through the news cycle. They were precise, well-measured, and easy to overlook. One in ten vocational students in the BOL pathway expe...

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The Netherlands Is Spending More Than It Earns, Yet the Debt Ratio Falls

by Paolo Maria Pavan

Jan 6, 2026

In the first three quarters of 2025, the Dutch government spent €11 billion more than it received . That is not a slogan, it is a simple piece of bookkeeping, and it matters because bookkeeping always...

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The Paycheck Is Up. The Mortgage Is Bigger. So Why Does It Still Feel Tight?

by Paolo Maria Pavan

Jan 5, 2026

When Statistics Netherlands (CBS) says that real disposable household income rose by 3.5 percent in the third quarter of 2025 compared to a year earlier, it sounds like a quiet victory. “Real” means c...

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